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Start your mortgage application
Four quick questions, then the secure application. Most people finish in about 20 minutes, and Brian usually follows up the same business day.
How to apply
How do I apply for a mortgage?
Applying takes five steps. With your documents ready, a preapproval letter can often be issued within a business day or two.
Choose your goal and loan type
Tell us whether you are buying, refinancing, or using equity, and which loan program fits.
Complete the secure application
Fill out the Uniform Residential Loan Application (Form 1003) with your employment, income, assets, and debts. It takes about 15 to 20 minutes.
Authorize a credit check
Give permission for a credit report so your loan can be priced accurately.
Upload your documents
Add pay stubs, W-2s, bank statements, and ID from your phone or computer.
Get your preapproval
Your loan officer reviews everything and issues a preapproval letter once your file is reviewed.
Answers
Application questions
How do I apply for a mortgage online?
Answer four quick questions on this page, then continue to the secure application to complete the Uniform Residential Loan Application. Upload your pay stubs, W-2s, and bank statements, and Brian will review everything and usually follow up the same business day.
What documents do I need to apply for a mortgage?
Most applications need two recent pay stubs, two years of W-2s, two months of bank statements, and a photo ID. Self-employed borrowers add two years of tax returns. VA buyers add a DD-214 or statement of service.
Does applying for a mortgage hurt my credit?
A mortgage application includes a hard credit inquiry that may lower your score by a few points temporarily. Credit scoring models count multiple mortgage inquiries within a short shopping window as one inquiry.
How long does a mortgage application take?
The online application takes about 15 to 20 minutes. Once your documents are uploaded, preapproval can often be issued within a business day or two.
Is my information secure?
Yes. Your full application is completed in Weber Mortgage's secure, encrypted loan portal. Never send your Social Security number or bank account numbers by regular email or text.